Mortgage Insights & Tips
Plain-English advice for Northern Colorado homeowners and buyers.

Featured · Reverse Mortgages
Reverse Mortgage Basics for Northern Colorado Homeowners
What a reverse mortgage is, who it's for, what it costs and the questions I'd want my own parents to ask.
2 min read

Buying · 2 min read
Helping Your Kids Buy Their First Home in Fort Collins
Gift funds, co-signing and down payment assistance: practical ways parents can help without taking on unnecessary risk.

Reverse Mortgages · 2 min read
HECM for Purchase: Right-Sizing Without a Mortgage Payment
Downsizing or moving closer to the grandkids at 62+? Here's how a HECM for Purchase works, including the larger down payment.

Refinancing · 2 min read
When Does Refinancing Make Sense?
The break-even rule, closing costs and the reasons beyond rate that people refinance.

Buying · 2 min read
FHA vs Conventional: Which Is Right for You?
Down payment, credit, mortgage insurance and long-term cost compared in plain English.

Buying · 2 min read
VA Loan Benefits for Colorado Veterans
Zero-down options, no monthly mortgage insurance and other benefits you've earned.
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